“Hiring Licensed Psychologists – Contact Us Today”
Forensic psychologist reviewing a Florida criminal case involving insanity and competency

Insanity Vs. Incompetent To Stand Trial In Florida

Written By: Michael Vale, Content Writer

Medically Reviewed By: Dr. Cathy Colet, Psy.D., Licensed Psychologist

Last Reviewed: August 5, 2026

In Florida, being found “incompetent to proceed” can mean months in a jail cell before you ever see a hospital. As of last summer, 772 defendants were stuck past the state’s 15-day admission deadline. On average, men waited about 117 days and women 125. That gap is the part almost no one explains.

Here is the difference in one line. Insanity is about your mind at the moment of the crime. Incompetence to proceed is about your mind right now, while the case is happening. One decides whether you are guilty. The other decides whether the case can move at all.

They get confused constantly, and Florida makes the split sharper than most states, because a defendant here has to prove insanity by clear and convincing evidence, a much heavier lift than the standard used in California and many other places.

What is the difference between insanity and incompetence to proceed? Insanity (Florida Statute 775.027) refers to a defendant’s mental state at the time of the offense and can produce a not-guilty verdict. Incompetence to proceed (Florida Statute 916.12) refers to the defendant’s mental state during the case and pauses the prosecution until competence is restored.

Visual comparison of insanity at the offense and competency during a Florida criminal case

What Is the Difference Between Insanity and Incompetence to Proceed in Florida?

They differ on timing, the legal test, who carries the burden, and what happens next. Those four questions are exactly what a forensic psychologist weighs to determine insanity and competency. This table is the fast version.

  Not Guilty by Reason of Insanity Incompetent to Proceed
Mind assessed At the time of the offense Right now, during the case
Florida statute FS 775.027 FS 916.12
Legal question Did the illness stop you from knowing your act or that it was wrong? Can you understand the case and help your lawyer?
Test M’Naghten Dusky standard
How it is raised Defendant’s plea (affirmative defense) Any party or the judge; not a plea
Who proves what Defendant proves insanity by clear and convincing evidence Defendant is presumed competent; the party claiming otherwise proves it by a preponderance
Who decides Jury or judge Judge, after at least two expert evaluations
If it succeeds Commitment to DCF if manifestly dangerous Case pauses for restoration
Effect on charges Resolved by the verdict Suspended; dismissed after 3 to 5 years if not restored
Forensic psychologist comparing past offense records with a defendant’s current mental condition

When Is Each One Evaluated?

Timing is the cleanest way to keep them straight. Competence is a present-tense question. The court asks whether the defendant, today, can understand the proceedings and assist counsel. A person can be fully competent for months, then decompensate before trial and become incompetent, which stops everything until they are restored.

Insanity is a past-tense question. It looks back to the single moment the offense happened and asks what the defendant’s mind was doing then. That is harder to reconstruct, which is one reason the insanity defense rarely succeeds.

How Does Florida Define Legal Insanity?

Florida uses the M’Naghten rule, written into Florida Statute 775.027. Insanity is established only if, at the time of the offense, the defendant had a mental infirmity, disease, or defect and, because of that condition, either did not know what he or she was doing and its consequences, or knew what he or she was doing but did not know it was wrong.

Two things trip people up here. First, Florida presumes every defendant is sane, and the defendant must overcome that presumption by clear and convincing evidence. That standard sits above the “preponderance” bar most states use and well below “beyond a reasonable doubt.” Second, Florida rejects the “irresistible impulse” idea. Knowing an act is wrong but feeling unable to stop is not legal insanity in Florida. The statute dates to 2000, when the Legislature codified the defense in Senate Bill 268 and patterned it on federal law.

Forensic psychologist conducting a competency-to-proceed evaluation in a Florida office

How Does Florida Define Incompetence to Proceed?

Florida calls it “incompetent to proceed,” not “incompetent to stand trial,” because the issue can arise at any stage, not just trial. The standard comes from Dusky v. United States and lives in Florida Statute 916.12: a defendant is incompetent if they lack sufficient present ability to consult with their lawyer with a reasonable degree of rational understanding, or lack a rational and factual understanding of the proceedings.

Florida Rule of Criminal Procedure 3.211 turns that into six things an expert must assess: whether the defendant can appreciate the charges, appreciate the range of possible penalties, understand the adversarial nature of the process, disclose relevant facts to counsel, behave appropriately in court, and testify relevantly. Those evaluations are a specialized forensic psychological evaluation, not a routine mental-health check. Florida also requires no fewer than two expert evaluations before the court commits a defendant, unless one expert finds incompetence and both sides stipulate. Many states accept a single evaluator, so this is a real procedural difference.Who Raises Each Issue and Who Decides?

Who Raises Each Issue and Who Decides?

Only the defendant can raise insanity, because it is a plea. Florida requires pretrial notice under Rule 3.216, the defendant carries the clear and convincing burden, and a jury (or the judge in a bench trial) returns the verdict.

Competence works the opposite way. Anyone can raise it. The defense, the prosecutor, or the judge can flag a reasonable doubt about competence, and once raised, the court appoints experts and holds a hearing under Rule 3.212. Those experts often testify as an expert witness at that hearing. The judge decides, and the hearing has exactly three outcomes: competent and the case proceeds, incompetent with commitment criteria met, or incompetent without commitment criteria met.

What Happens if You Are Found Not Guilty by Reason of Insanity in Florida?

An NGI verdict does not mean walking out the door. Under Florida Statute 916.15, a defendant acquitted by reason of insanity is involuntarily committed to the Department of Children and Families (DCF) if they have a mental illness and, because of it, are “manifestly dangerous” to themselves or others. Whether someone is manifestly dangerous turns on a violence risk assessment. DCF admits the person to a secure facility and must report to the court within six months, and again before any extended commitment ends or whenever the person no longer meets the criteria.

When the person stabilizes, the court can order conditional release under Florida Statute 916.17, an outpatient plan with residential or supervision provisions. The committing court keeps jurisdiction, so the person cannot be freed from those conditions except by court order.

Mental health professional meeting with a defendant during competency restoration in Florida

What Happens if You Are Found Incompetent to Proceed?

The case stops, and one of two paths follows. If the defendant meets the commitment criteria in Florida Statute 916.13, the court commits them to DCF for restoration. For a felony, that requires clear and convincing evidence of mental illness plus either a real and present threat of substantial harm from self-neglect or a substantial likelihood of serious bodily harm to self or others, and a substantial probability that treatment will restore competence in the reasonably foreseeable future. If the defendant does not meet those criteria, the court can order community-based restoration or outpatient treatment instead of a hospital bed. Both paths lean on repeated clinical psychological evaluation to track progress.

Here is where Florida’s system strains. A jail can be used as an emergency holding facility for only 15 days after DCF receives the commitment order (Florida Statute 916.107). In practice, the wait runs far longer, which is the subject of the section below.

Charges do not hang forever. Under Florida Statute 916.145, felony charges against a defendant who stays incompetent must be dismissed without prejudice after five continuous years, and a court may dismiss them as early as three years, with exceptions when there is an identifiable victim who has not consented. “Without prejudice” matters: the state can refile if the person is later restored to competence. A defendant found permanently non-restorable moves to civil commitment proceedings or release.

Can You Be Both Insane and Incompetent, or Neither?

Yes to both, and untangling that is the whole point. Consider two Florida scenarios (hypothetical, for illustration).

Maria has schizophrenia and, during a psychotic episode, seriously injures a neighbor she believes is a demon. Arrested and stabilized in jail, she is calm and lucid by her first hearing. She is competent to proceed, because she understands the case and can help her lawyer. But her lawyer may still argue she was insane at the time of the offense. Both can be true.

David has bipolar disorder, well managed, when he commits a burglary. In jail awaiting arraignment he stops his medication, swings into a manic episode, and can no longer follow the charges or work with counsel. He is likely competent as to the offense, so insanity is a weak fit, but he is incompetent to proceed today. His case pauses for restoration. Neither insanity nor lasting incompetence may end up applying once he is stabilized.

Empty forensic treatment bed representing Florida’s competency restoration waitlist

Why Does This Matter in Florida in 2026?

Because “ordered to restoration” and “gets treatment” are not the same thing here. Forensic commitments of people found incompetent have risen 74% since 2020, while Florida still has just over 3,000 forensic beds. An Ernst & Young analysis concluded the state would need at least 1,602 more beds within five years to keep pace. Money has lagged the need: in one budget cycle DCF requested $77.8 million in nonrecurring funds and received $9 million, and in the year the backlog peaked at 525 people waiting past the deadline, DCF asked for $47.3 million and got $35 million.

The courts have started to push. A Leon County judge ordered DCF to explain why it should not be held in contempt for failing to move an incompetent defendant to a forensic hospital within the required 15 days. And a 2026 bill would force DCF to publish monthly forensic and civil waitlist counts, with average wait times, starting August 1, 2026. If you or someone you love is facing a competence question in Florida, the legal test is only half the story. The waitlist is the other half, so ask your attorney where the county stands before you assume a hospital bed is close.

Frequently Asked Questions

Is being incompetent to stand trial the same as an insanity defense?

No. Incompetence to proceed is about your mental state now, during the case, and it only pauses the case. Insanity is about your mental state at the time of the offense and can end in a not-guilty verdict. In Florida they use different statutes, 916.12 and 775.027.

How long can you be held if found incompetent to proceed in Florida?

Restoration commitment continues while there is a substantial probability of regaining competence. For a felony, if the defendant is still incompetent after five continuous years, the charges must be dismissed without prejudice, and a court may dismiss as early as three years in some cases.

Does not guilty by reason of insanity mean you go free in Florida?

Usually not. Under Florida Statute 916.15, a person found NGI is committed to the Department of Children and Families if they are manifestly dangerous because of mental illness, and release later comes through court-ordered conditional release.

Who decides if a defendant is competent to proceed?

The judge decides, after at least two experts evaluate the defendant. Any party, or the judge, can raise the issue. The defendant is presumed competent, and the side claiming incompetence must prove it by a preponderance of the evidence.

What is the burden of proof for insanity in Florida?

The defendant must prove insanity by clear and convincing evidence. That is stricter than the preponderance standard used in states like California.

What does incompetent to proceed mean in Florida law?

It means the defendant cannot consult with a lawyer with a reasonable degree of rational understanding, or lacks a rational and factual understanding of the proceedings, under the Dusky standard adopted in Florida Statute 916.12.

Can someone be insane at the time of the crime but competent at trial?

Yes. A person can be psychotic during the offense yet stabilized and lucid months later. They may be competent to proceed and still raise an insanity defense about the earlier moment.